Bridging Fiat & Crypto Worlds

Enterprise Crypto
Payment Gateway

Unified infrastructure for on-ramps, custody, and treasury management. Seamlessly settle between USD, AED, EUR and digital assets.

Start Integration API Reference

Global Fiat Rails

MPC Custody

Instant Settlement

Live API

# Execute Cross-Border Settlement

const settlement = await baynpay.settle({)

source: "USD_WIRE",

amount: 250,000.00,

target: {

asset: "USDC",

chain: "ETH",

wallet: "CORP_TREASURY_1"

}

});

Settlement Complete

ID: #SET-89241

Amount250,000.00 USDC

Rate: 1.0002Fee: 0.05%

USD

USDC

AED

Compliance & Security

ISO 27001

In Progress

SOC 2 Type II

In Progress

Comoros License

Crypto Asset

Trusted By

Enterprise Infrastructure

The Financial OS for
Modern Institutions

A complete stack for managing money. From multi-currency corporate accounts to digital asset custody and cross-border settlement.

Multi-Currency Accounts

Open dedicated IBANs in 30+ currencies (USD, EUR, GBP, etc.). Collect, hold, and pay out funds globally without friction.

Global Settlement Rails

Direct integration with SWIFT, SEPA, Faster Payments, and ACH. Move money faster and cheaper than traditional banks.

Unified Custody

Secure both fiat balances and digital assets under one roof. Bank-grade security meets MPC technology.

Safeguarded Accounts
ISO 27001 (In Progress)
Regulated Entity

Compliance Engine

Automated KYC/KYB onboarding, AML screening, and transaction monitoring for both fiat and crypto flows.

FX & Treasury

Real-time FX conversion with wholesale rates. Hedge currency risk and optimize working capital across 30+ pairs.

Unified Ledger

One system of record for all transactions. Automated reconciliation between bank statements, blockchain data, and internal balances.

Comprehensive Suite

Complete Financial Infrastructure

From fiat rails to tokenized assets, we provide the building blocks for the next generation of finance.

Talk to an expert

Global Payments

On-Ramp, Off-Ramp & Settlements

Seamlessly move value between fiat and crypto. Accept payments in 30+ currencies and settle instantly across borders.

Fiat-to-Crypto On-Ramps

Crypto-to-Fiat Off-Ramps

Crypto-to-Crypto conversions

Instant Settlement Networks

Developer First

Integrate in Minutes, Not Months

Our modern REST API and SDKs are designed for developer happiness. Get comprehensive documentation, sandboxed environments, and dedicated engineering support.

create-payment.js

const payment = await baynpay.createPayment({
  amount: 10000,
  currency: 'USD',
  customer: {
    email: 'client@example.com'
  },
  settlement: 'USDC' // Auto-convert to crypto
});

// Payment URL created instantly
console.log(payment.checkoutUrl);

Frequently Asked Questions

Everything you need to know about our platform and services.

Our Unified API aggregates multiple fiat rails (SWIFT, SEPA, ACH) and blockchain networks into a single integration. You send a standard request, and we handle the routing, conversion, and settlement logic automatically.

We support settlement in 30+ fiat currencies (USD, EUR, GBP, etc.) and major stablecoins (USDC, USDT) and cryptocurrencies (BTC, ETH) across multiple networks.

Yes, we maintain licenses in key jurisdictions including a Crypto Asset License in Comoros and are implementing ISO 27001 controls with certification in progress. We adhere to global AML/CFT standards.

Absolutely. Developers can access full sandbox environments to test integrations with simulated money before going live.

Crypto settlements are near-instant (T+0). Fiat settlements depend on the rail used, ranging from instant (SEPA Instant) to T+1 or T+2 for SWIFT.

Ready to Modernize Your Money Movement?

Join the leading platforms processing billions in fiat and crypto volume. Start with our API today or talk to our solutions team.

Start Building Now Contact Sales

Bridging Fiat & Crypto Worlds

Enterprise Crypto
Payment Gateway

Unified infrastructure for on-ramps, custody, and treasury management. Seamlessly settle between USD, AED, EUR and digital assets.

Start Integration API Reference

Global Fiat Rails

MPC Custody

Instant Settlement

Live API

# Execute Cross-Border Settlement

const settlement = await baynpay.settle({)

source: "USD_WIRE",

amount: 250,000.00,

target: {

asset: "USDC",

chain: "ETH",

wallet: "CORP_TREASURY_1"

}

});

Settlement Complete

ID: #SET-89241

Amount250,000.00 USDC

Rate: 1.0002Fee: 0.05%

USD

USDC

AED

Compliance & Security

ISO 27001

In Progress

SOC 2 Type II

In Progress

Comoros License

Crypto Asset

Trusted By

Enterprise Infrastructure

The Financial OS for
Modern Institutions

A complete stack for managing money. From multi-currency corporate accounts to digital asset custody and cross-border settlement.

Multi-Currency Accounts

Open dedicated IBANs in 30+ currencies (USD, EUR, GBP, etc.). Collect, hold, and pay out funds globally without friction.

Global Settlement Rails

Direct integration with SWIFT, SEPA, Faster Payments, and ACH. Move money faster and cheaper than traditional banks.

Unified Custody

Secure both fiat balances and digital assets under one roof. Bank-grade security meets MPC technology.

Safeguarded Accounts
ISO 27001 (In Progress)
Regulated Entity

Compliance Engine

Automated KYC/KYB onboarding, AML screening, and transaction monitoring for both fiat and crypto flows.

FX & Treasury

Real-time FX conversion with wholesale rates. Hedge currency risk and optimize working capital across 30+ pairs.

Unified Ledger

One system of record for all transactions. Automated reconciliation between bank statements, blockchain data, and internal balances.

Comprehensive Suite

Complete Financial Infrastructure

From fiat rails to tokenized assets, we provide the building blocks for the next generation of finance.

Talk to an expert

Global Payments

On-Ramp, Off-Ramp & Settlements

Seamlessly move value between fiat and crypto. Accept payments in 30+ currencies and settle instantly across borders.

Fiat-to-Crypto On-Ramps

Crypto-to-Fiat Off-Ramps

Crypto-to-Crypto conversions

Instant Settlement Networks

Developer First

Integrate in Minutes, Not Months

Our modern REST API and SDKs are designed for developer happiness. Get comprehensive documentation, sandboxed environments, and dedicated engineering support.

create-payment.js

Frequently Asked Questions

Everything you need to know about our platform and services.

We support settlement in 30+ fiat currencies (USD, EUR, GBP, etc.) and major stablecoins (USDC, USDT) and cryptocurrencies (BTC, ETH) across multiple networks.

Absolutely. Developers can access full sandbox environments to test integrations with simulated money before going live.

Crypto settlements are near-instant (T+0). Fiat settlements depend on the rail used, ranging from instant (SEPA Instant) to T+1 or T+2 for SWIFT.

Ready to Modernize Your Money Movement?

Join the leading platforms processing billions in fiat and crypto volume. Start with our API today or talk to our solutions team.

Start Building Now Contact Sales

Enterprise Crypto
Payment Gateway

The Financial OS for
Modern Institutions

Multi-Currency Accounts

Global Settlement Rails

Unified Custody

Compliance Engine

FX & Treasury

Unified Ledger

Complete Financial Infrastructure

Global Payments

Custody & Wallets

Treasury Management

Compliance

On-Ramp, Off-Ramp & Settlements

Integrate in Minutes, Not Months

Frequently Asked Questions

Ready to Modernize Your Money Movement?

Enterprise Crypto
Payment Gateway

The Financial OS for
Modern Institutions

Multi-Currency Accounts

Global Settlement Rails

Unified Custody

Compliance Engine

FX & Treasury

Unified Ledger

Complete Financial Infrastructure

Global Payments

Custody & Wallets

Treasury Management

Compliance

On-Ramp, Off-Ramp & Settlements

Integrate in Minutes, Not Months

Frequently Asked Questions

Ready to Modernize Your Money Movement?

Enterprise Crypto Payment Gateway

The Financial OS for Modern Institutions

Multi-Currency Accounts

Global Settlement Rails

Unified Custody

Compliance Engine

FX & Treasury

Unified Ledger

Complete Financial Infrastructure

Global Payments

Custody & Wallets

Treasury Management

Compliance

On-Ramp, Off-Ramp & Settlements

Integrate in Minutes, Not Months

Frequently Asked Questions

Ready to Modernize Your Money Movement?

Enterprise Crypto Payment Gateway

The Financial OS for Modern Institutions

Multi-Currency Accounts

Global Settlement Rails

Unified Custody

Compliance Engine

FX & Treasury

Unified Ledger

Complete Financial Infrastructure

Global Payments

Custody & Wallets

Treasury Management

Compliance

On-Ramp, Off-Ramp & Settlements

Integrate in Minutes, Not Months

Frequently Asked Questions

Ready to Modernize Your Money Movement?

Enterprise Crypto
Payment Gateway

The Financial OS for
Modern Institutions

Enterprise Crypto
Payment Gateway

The Financial OS for
Modern Institutions